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The Alternative finance solution

Alter-Mal is the first Embedded Finance solutions for Micro, Small and Medium Sized Enterprises mSMEs in the Kingdom.

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This is a testing Sandbox and not a Production environment

Please contact us for any additional information and timeline for our go-live.

Embedded Finance for the digital lending of the future.

Alter-Mal operates by integrating our powerful back end operations into your front end allowing your business to provide financing services conveniently and embedded into your clients day-to-day operations.

Maximize Customer engagement

By integrating Alter-Mal Embedded Finance solutions, you can unlock customer engagement and provide financial services that are sticky and reduces the churn rate while increasing engagements and Lifetime Value of your customers.

Increase Gross Merchandize Value

The Financing solutions provided to your mSMEs client allow them to grow and in return to grow the Gross Merchandize Value circulated in the your ecosystem… This is the definition of a win-win situation

Monetization of Data

With access to Alter-Mal Embedded Finance solutions, you can monetize this data to unlock new revenue stream and better engage your customers.

Embedded Finance Solutions

Alter-Mal provides an Embedded Finance solutions and currently focuses on the Revenue Based Finance (RBF) model which can be describe as per the below infographic